Embracing Uncertainty

If you ask investors, they will tell you one thing that they dislike. It is inexainty. Investors always fear uncertainty. In fact, they hate uncertainty. If you ask further, everyone will give different answers but the main reason why they hate uncertainty is that they do not like losing money.

That is right. Losing money is what we as investors want to avoid. However, avoiding uncertainty is not the answer. You see, life is always full of uncertainty. Therefore, taking risks is necessary in investing no matter what your background is. Tell me what kind of assets with no uncertainty at all. One common answer is placing your money in Certificate of Deposit. (CD). The proponent of this investment claims that your money will always accrue interest no matter what happens to the economy, oil price and other things affecting stock investment. But is that so?

Let me answer your question with another question. Why do different banks give you different interest rate for your CD? Sure, it is affected partly by their money supply and demand. If a bank can take in more money than it can loan, it will generally give lower interest rate. However, do you notice that larger established banks generally give lower interest rate than say, an internet CD from e-trade? The answer is uncertainty. Big banks are less likely to fall and therefore, investors are willing to accept lower return investing in their CD. On the other hand, internet banks are more uncertain to survive ten years from now. Thus, the higher interest rate. You see, when you embrace uncertainty, you will earn a higher return on your investment. How about risk? The risk here is that when you invest in small unestablished banks, it may go bankrupt and bring your money down with it. Sure, in theory, your money is protected up to $ 100,000 from FDIC. If you loan your money to a friend, he or she will always say that they will pay your money back, no matter what. But banks are not your friend. In fact, you friends who borrow money from you, can default on their payments.

That is the risk of investing in CD. While, the risk seems remote, it always exists. On the opposite side, investors who fear accidently will probably stuff their money in the mattress, approaching little or no money. This is an extreme example but as you see, getting rid of uncertainty does not look that good here.

Embrace accidently does not mean investing your money blindly. To get a higher return, you need to embrace uncertainty and be educated to minimize your risk. In our CD investment case, what should investors do? Well, for example, you can research the trustworthiness of your bank to sites such as bankrate.com. Once you are comfortable about the status of your bank, you can then invest in CD which offers higher interest rate. A little bit of your time will earn you quite a bit. This is what I called embracing uncertainty. You accept that uncertainty is part of investing but you need to be aware of the risks that you take in any kind of investment. From there, you can weigh your risk and reward and decide which the additional risk is worth investing or not.

Similar case can be applied to stock investing. It is full of uncertainty and there is no way around it. However, by being educated in the stock market, you can minimize your risk and can earn additional return in the process.

Turnaround investing validates this concept. You can choose to invest in a well-run companies with seemingly no trouble in the horizon. Or … you can choose to invest in companies with short-term trouble and wait for them to turnaround. In these two cases, investing in turnaround companies will give you greater return. This is due to the uncertainty of investing in companies with short-term trouble. As always, you have a decision to make. Life is full of choice. Would you rather invest in CD and avoid accidently altogether? Or embracing uncertainty and reap a higher return on your investment?

Why Home-Based Businesses Need Advertising

In the world of internet Marketing, you will always need to advertise over and over again. It has been said that any proposal will be looked at seven times before anything is or is not purchased.

This means that you need to advertise at a steady rate. In order for you to advertise, you need places to do so. Advertising can be done free or paid advertising, which can be expensive. Now, you can do your advertising for free through Online Services, a lot of the online services offer their services for free and also paid.

If you can afford to pay for the services, that will work much better in most cases. Now, just because they offer free services does not mean that they will not work, it only means that you will not be able to send out your messages quite as often which will still work for you as long as you do it regularly.

Now that you know or have learned the necessary requirements for Internet Marketing, you will need a product to promote. You can either put together your own product, a product of some other publisher or join someone's Affiliate Site, which can be one of the easiest and highly paid, and fastest way to start your very own business, all you have to do is promote, Promote and promote.

A lot of the Product Vendors offer great incentives and tools to help you promote their products. Why do they do that, they do that to make money while you make money also, how much you make is all up to you. In order to get the best results, you have to do a lot of research.

There are a number of ways you can do this, you just need to do your research and decide which one is right for you. You can find great resources through Articles, which is a great way to earn, especially if you enjoy writing. Articles with great content is always searched for by everyone. So if you like to write, get started today, there are plenty places to post your articles, either through Article Boards to Blogs. You can even start your own blog or article site. You can find on the Internet great places to start for free to very expensive websites. There are pros & cons to either way you choose, it all depends on what you want and can afford.

Join as many Ad sites you feel comfortable using. Pay attention to the results of your ads on each one and maybe you would want to use the one that gets better results, but do not stop using them all, even if you only get one or two hits, that is more than you got without Advertising.

Revolutionizing the Learning Experience With Electronic Interactive Education

What was required?

With an understanding of the value of Kinesthetic Learning, solutions were thought that would assist teaching methods, increase student interaction and improve outcomes across the curriculum.

The productsought needed to be environmentally friendly (ie reduce the use of photocopied materials), user friendly, comprehensive, and not require constant software upgrades.

After a thorough evaluation Di Prust selected Promethean interactive Whiteboards and the Elmo Document Camera from a Melbourne-based ICT company DatacomIT.

The Solution
Promethean Interactive Whiteboard

Promethean's Activboard + 2 is an interactive whiteboard that makes learning fun. Designed by teachers, the Activboard reflects the growing trend in visual learning; The idea that children respond to visual stimulation. After comparisons with other products on the market, Albert Park Primary School trialled the whiteboard over a period of two months and found that teachers were able to develop engaging lessons through Promethean's award winning suite of hardware and software.

The Interactive whiteboard comes with many tools that bring lessons to life. The Activboard, where all content is displayed is available in 95, 78 "and 64" sizes with an adjustable height function. Albert Park Primary School purchased 17 78 "whiteboards in total, positioned at the front and center of the classrooms. Di found students were drawn to the whiteboard and managed to focus on lessons with ease.

The battery free pen known as the Activpen, wrists like a pen but functions as a mouse. It is a supplied tool that initiates all the action; Its use also helps the development of children's handwriting and motor skills, a key factor in Albert Park Primary School's selection of the Promethean product over its competitors.

The interactive software means that teachers can create, save and share lessons. The teachers at Albert Park Primary School appear to be enjoying this aspect of the product, as Di highlights the freedom of the flipchart software: 'the flexibility in using the flipcharts makes lessons more accessible.'

The flipchart is like a blank artist's canvas, where the teacher can create a lesson plan that Picasso would be jealous of 'we are more in control of what we can actually do and are not limited by software.'

This is significant for teaching difficult concepts, as complicated lessons can be simplified and then shared among teachers, furthering the possibility of student understanding.

Di has also recognized a shift in the attitudes of her students who are showing a new enthusiasm to learn. Students at Albert Park Primary School relish in the opportunity to use the whiteboard and the tools it boasts.

With its basic suite consisting of the Activboard, the Activpen and the Activstudio lesson creation software, the Promethean interactive whiteboard creates a vibrant and energetic learning experience. Other tools are the Activote, the Activslate, the Activtablet, the Activpanel and the Activwand.

Albert Park Primary School was suitably impressed by the Whiteboard, along with DatacomIT's vast support and experience in this area.

Such an interactive and innovative product will prove its significance over and over again. It will capture and re-capture students and teachers for years to come.

The ELMO iTech Document Camera / Visual Presenter

The Elmo iTeach Document Camera has seen tremendous success in the classroom environment.

The ELMO was selected by Albert Park Primary School to display lessons on the Interactive Whiteboards. Since its implementation the ELMO has managed to project more than just an image or lesson, but a new method of understanding.

A portable alternative to an overhead projector, the ELMO acts to support lessons with its multimedia and interactive capabilities. It produces a large image that can capture moving pictures at 20 frames per second. The camera is positioned above an A3 sized capture area where you can undertake science experiments, present maps, diagrams and handwritten work to students.

'It's terrific, says Di who believes the ELMO compliments the Promethean Interactive Whiteboard,' I use it regularly. Usually I'll draw something on a sheet of paper and then use the ELMO to project it while I'm still drawing or writing on that same piece. '

Teachers can also connect the ELMO document camera to teaching tools other than interactive whiteboards, such as computers and microscopes. Its numerous interfaces (USB, XGA, Video out) and SD memory card availability, means that teachers can generate lessons for their students at home and can re-use and adapt these lessons for classes in years to come.

With the ELMO product new forms of media can be used to reach students, rather than just old videos, DVDs or CDs. Learning becomes a refreshing experience for both teacher and student.

The interactive nature of the ELMO also increases opportunity for more teacher / student interaction; Communication is becoming a two-way experience, rather than the old one-way model of information exchange from teacher to student.

'The general feedback on the Elmo camera from teachers at Albert Park Primary School is very positive' says Di. Their observations include:

1 Increase in pupil concentration
2 Instructions quickly learned
3 Ability to absorb and retain information
4 By enlarging objects, pupil's understanding is improved and academic curiosity is noticeably increased.

Conclusion
The Promethean Interactive Whiteboard and ELMO iTech Document Camera has positioned Albert Park Primary School at the forefront of leading edge teaching techniques.

More time is spent on the learning process itself, involving Kinesthetic Learning with leading educational technologies. Students are generally more interested in the classes where the Interactive Whiteboard and Document camera are used, and get a real buzz from this real time method of teaching.

Digital TV Technical Aspects – Important Tips to Know

Without you are living in a cave, you have heard about the wonder called the HDTV, right? But do you know other aspects that make this technology awesome? If not, this article will prove helpful.

As you may already know, in order to view HDTV broadcasts you are going to have to upgrade your television at some expense. The standard television aspect ratio used to be 4: 3, but HDTV aspect ratio now works in region of 16: 9. Sure, adding a new aspect ratio could make for some confusion if your current display is capable of more than one ratio.

That is not a bad thing either, since all you need to do is just switch your television to the right ratio; But let's face it, the future is coming upon you, and in the next couple of years, SDTV would not even exist anymore. Even what is known as HDTV today will soon give way to something better – I'm pretty certain you have seen some Star Trek on TV or on the big screen.

It's only a question of time before you are going to have to trade in your flat screen system for something newer and better, but why wait until then if you can do it already. Aspect by Hitachi 51 HDTV Display 51m 200 sure sounds like a nice idea if you are looking for soft landing. Not only does it fit into your living room today, but its aesthetic design also allows it to be able to blend into tomorrow. Read it out loud and let the words and figures roll on your tongue for a moment, will you: aspect by Hitachi 51 widescreen HDTV display.

You have got to hand it to them – not only do they know how to design them for long life and incredible performance, but also for sleek attractiveness, and with names that make you feel like you just stepped out of an Obi-Wan and Anakin Skywalker continuum. How does it feel? Come to think of it, you can relive the entire Star Wars experience live and in living HDTV color once you, then some! What in the world could you be waiting for?